Insurance and Leads

General Liability Insurance

Insurance For Contractors

Throughout the Twin Cities Metropolitan area and Western Wisconsin

Roofing contractor repairing damaged roof on home after recent wind storms, many roofs were damaged

What is General Liability Insurance?

General Liability Insurance is your business’s safety net. It shields you from financial burdens caused by accidents, property damage, and other unforeseen events that can occur while you’re on the job.

Think of it as a protective barrier that keeps your business thriving even when the unexpected happens.

Why contractors need General Liability Insurance

As a contractor, you’re exposed to unique risks every day. Here’s why General Liability Insurance is crucial:

  • Protection from Lawsuits: Mistakes happen. If someone gets hurt or property is damaged because of your work, you could face costly lawsuits. General Liability Insurance covers legal fees and damages, saving you from financial ruin.

  • Coverage for Accidents and Damages: Whether it’s a slip-and-fall accident or damage to a client’s property, this insurance ensures you’re not paying out of pocket for repairs or medical bills.

  • Client Requirements: Many clients and contracts require you to have General Liability Insurance before you start working. It’s a sign of professionalism and reliability.

Benefits of General Liability Insurance for contractors

  • Financial Security: Avoid hefty out-of-pocket expenses that can devastate your business.

  • Peace of Mind: Focus on your work, knowing you’re protected against potential risks.

  • Enhanced Professional Reputation: Show clients you’re a responsible and trustworthy contractor by having the right coverage.

File for medical bills.

What's covered?

  • Bodily Injury: Covers medical expenses and legal fees if someone is injured on your job site.

  • Property Damage: Pays for damages to someone else’s property caused by your work.

  • Personal and Advertising Injury: Protects against claims of libel, slander, or false advertising.

  • Medical Payments: Covers immediate medical costs for injuries occurring on your premises, regardless of fault.

Real Life Scenarios

Imagine you’re working on a client’s property, and a passerby trips over your equipment, injuring themselves. Or perhaps, while remodeling a home, you accidentally damage an expensive piece of furniture. In both cases, General Liability Insurance has you covered.

Here’s what some of our clients have to say:

“I was able to handle a lawsuit with ease because my General Liability Insurance covered all the legal expenses. It saved my business!”

“Accidents happen, but knowing I’m insured gives me the confidence to take on bigger projects.”

Get An "Apples to Apples" Insurance Quote


We verify current premiums, limits, coverages, deductibles, and declaration pages from all your commercial policies in just a few seconds.


We will reach out to you after we have verified your insurance to learn about your business needs and verify your current coverages.


We prepare your new insurance quote and present to you over the phone, in person or we'll email it to you. Your choice!


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