Insurance and Leads

Commercial Property Insurance

Commercial Property Insurance for Contractors

Throughout the Twin Cities Metropolitan area and Western Wisconsin

Businessman forming words from alphabet blocks.

What is Commercial Property Insurance?

Commercial Property Insurance is designed to protect the physical assets of your business, including your building, equipment, tools, and inventory.

Whether you own or lease your workspace, this insurance ensures you’re covered against a wide range of risks, from natural disasters to accidental damage.

Carpenter working in his shop
Carpenter using circular saw cutting wooden boards with hand power tools.

Why contractors need Commercial Property Insurance:

As a contractor, your business relies on various physical assets. Here’s why Commercial Property Insurance is essential:

  • Protection for Business Assets: Safeguard your building, equipment, and inventory from damage or loss, ensuring your business can continue operating smoothly.

  • Coverage for Natural Disasters and Accidents: From fires to floods, natural disasters can strike unexpectedly. This insurance provides the coverage you need to recover quickly.


  • Compliance and Client Requirements: Many clients and contracts require proof of Commercial Property Insurance. It’s a sign of professionalism and preparedness.

Benefits of Commercial Property Insurance for Contractors

  • Financial Security: Avoid significant out-of-pocket expenses related to property damage or loss.

  • Peace of Mind: Focus on your work, knowing your assets are protected against potential risks.

  • Enhanced Professional Reputation: Show clients you are a responsible and well-prepared contractor by having the right coverage.

Portrait of confident carpenter in a messy workshop studio

What's covered?

  • Buildings and Structures: Protects the physical structure of your business property from damage due to covered events.

  • Equipment and Tools: Covers the cost of repairing or replacing essential equipment and tools that are damaged, stolen, or lost.

  • Inventory and Supplies: Ensures your materials and supplies are covered in case of damage or theft.

  • Loss of Income: Provides financial support if your business operations are interrupted due to property damage, helping you cover lost income and ongoing expenses.


Real Life Scenarios

Imagine your office is damaged by a severe storm, or your expensive tools are stolen from a job site.

In these scenarios, Commercial Property Insurance ensures you’re covered for repairs, replacements, and any associated losses, keeping your business on track.

Here’s what some of our clients have to say:

“A fire damaged our workshop, but our Commercial Property Insurance covered the repairs, and we were back in business quickly.”

“When our tools were stolen, the insurance payout allowed us to replace them without financial strain. It was a game-changer.”

Get An "Apples to Apples" Insurance Quote


We verify current premiums, limits, coverages, deductibles, and declaration pages from all your commercial policies in just a few seconds.


We will reach out to you after we have verified your insurance to learn about your business needs and verify your current coverages.


We prepare your new insurance quote and present to you over the phone, in person or we'll email it to you. Your choice!


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