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Inland Marine Insurance for Contractors

Inland Marine Insurance

Throughout the Twin Cities Metropolitan area and Western Wisconsin

Wood chipper sprays debris
Construction worker with power tool during house renovation.

What is Inland Marine Insurance?

Inland Marine Insurance is designed to cover property that is mobile or in transit.

Whether it’s tools, equipment, or materials, this insurance ensures your valuable assets are protected wherever your work takes you.

Think of it as a safeguard for your business on the move.

Trailer full of mulch

Why Contractors need Inland Marine Insurance:

As a contractor, you rely on various tools and equipment to get the job done. Here’s why Inland Marine Insurance is essential:

  • Protection for Tools and Equipment: Safeguard your valuable tools and equipment from damage, theft, or loss, ensuring you can always get the job done.

  • Coverage for Goods in Transit: Protects your materials and supplies while they’re being transported to and from job sites.

    Security for Mobile Assets: Whether you’re working on-site or in transit, Inland Marine Insurance provides the coverage you need for all your mobile assets.

Benefits of Inland Marine Insurance:

  • Financial Security: Avoid unexpected expenses related to the loss or damage of your tools, equipment, and materials

  • Peace of Mind: Focus on your projects, knowing your assets are protected against potential risks.
  • Enhanced Professional Reputation: Show clients you are a responsible and well-prepared contractor by having the right coverage.

Circular saw

What's covered?

  • Tools and Equipment: Covers the cost of repairing or replacing tools and equipment that are damaged, stolen, or lost.

  • Installation Coverage: Protects materials and supplies from damage or loss while they’re being installed or awaiting installation.

  • Goods in Transit: Ensures your materials and supplies are covered while being transported to and from job sites.

  • Miscellaneous Property: Provides coverage for other mobile assets, including temporary structures, computer equipment, and more.


Real Life Scenarios

Imagine your tools are stolen from a job site overnight, or materials are damaged during transit. In these scenarios, Inland Marine Insurance ensures you’re covered for repairs, replacements, and any associated losses, keeping your business running smoothly.

Here’s what some of our clients have to say:

“Our tools were stolen from a job site, but our Inland Marine Insurance covered the replacements, allowing us to continue our work without delay.”

“When materials were damaged during transit, the insurance payout helped us replace them quickly, avoiding costly project delays.”

Get An "Apples to Apples" Insurance Quote


We verify current premiums, limits, coverages, deductibles, and declaration pages from all your commercial policies in just a few seconds.


We will reach out to you after we have verified your insurance to learn about your business needs and verify your current coverages.


We prepare your new insurance quote and present to you over the phone, in person or we'll email it to you. Your choice!


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